A.R.M.S. List of Products and Services

We offer consultations on overseas insurance related to overseas securities analysis and support for overseas offices. Our team includes experts in property and casualty insurance who are fluent in English and Chinese. We translate overseas insurance policies and analyze securities to evaluate coverage from a global perspective. We design and build worldwide insurance programs that can cover risks unique to overseas operations. Please feel free to consult us about any concerns regarding overseas insurance. 【Features】 ■ Experts in property and casualty insurance fluent in English and Chinese ■ Evaluation of coverage from a global perspective ■ Design and construction of worldwide insurance programs that can cover risks unique to overseas operations *For more details, please refer to the related links or feel free to contact us.

• others

We would like to introduce a consulting case for a publicly listed company with its headquarters in a regional city, which has bases across Japan. As a result of securities analysis, it was found that the insurance coverage was not comparable to that of large companies with branches nationwide. It was also revealed that the insurance company’s representatives were inexperienced in making proposals to large corporations such as publicly listed companies. Therefore, after thoroughly interviewing the practical teams regarding the flow of goods and logistics, we conducted multiple study sessions for the insurance department. Based on the current situation identified during the interviews, we proposed a transition to an insurance design that should be covered as a publicly listed company. 【Case Overview】 ■ Issues - The insurance coverage was not comparable to that of large companies with branches nationwide. - The insurance company’s representatives were inexperienced in making proposals to large corporations such as publicly listed companies. ■ Solutions - Conducted multiple study sessions for the insurance department. - Proposed a transition to an insurance design that should be covered as a publicly listed company. *For more details, please refer to the related links or feel free to contact us.

• Other services and technologies

We would like to introduce a consulting case for companies that operate e-commerce sites and sell products. Upon collecting and reviewing all securities, it was found that the insurance design was unsuitable for the company's scale and business type, including standard property and equipment fire insurance and packaged liability insurance. Therefore, we explained that risk assessment should not be based solely on the manufacturer’s liability as defined by the Product Liability Law, and discussed the responsibilities of business companies that handle vast amounts of personal information. We provided consulting-type proposals regarding the limits of compensation that should be covered. [Case Overview] ■ Issues - It was revealed that the insurance design, including standard property and equipment fire insurance and packaged liability insurance, was unsuitable for the company's scale and business type. ■ Solutions - Conducted a consulting-type proposal regarding the identification of risks based on the business type and the limits of compensation that should be covered. *For more details, please refer to the related links or feel free to contact us.

• Other services and technologies

We would like to introduce a consulting case for a medical device manufacturer that has over 50 local subsidiaries overseas. By entrusting all insurance contracts of the overseas subsidiaries to the local representatives, we had completely relied on the insurance companies through local brokers, but we had never provided any opinions or instructions regarding the contents. Therefore, we provided support to the management department of the Japanese parent company for the review and ongoing management of all insurance contracts of the overseas subsidiaries. [Case Overview] ■ Issues - We had never provided any opinions or instructions regarding the contents of the insurance contracts for all overseas subsidiaries. ■ Solutions - We requested the collection of all insurance policies and conducted translation, examination, and analysis of their contents. - We provided support to the management department of the Japanese parent company for the review and ongoing management of all insurance contracts of the overseas subsidiaries. *For more details, please refer to the related links or feel free to contact us.

• Other services and technologies

We would like to introduce a consulting case for a medical device manufacturer. It was discovered that the umbrella insurance policy covering the entire world, which includes primary insurance from overseas local insurance companies and secondary insurance from Japan, has inconsistencies in its coverage and is not a valid method of insurance. Therefore, we held multiple study sessions for insurance personnel and local corporate representatives to explain the issues with the current umbrella insurance policy. We proposed a reconstruction of the insurance design suitable for the company from a global perspective, including local laws and customs. [Case Overview] ■ Issues - It was found that the umbrella insurance policy covering the entire world has inconsistencies in its coverage and is not a valid method of insurance. ■ Solutions - Collected all PL policies and conducted translation, review, and analysis at our company. - Proposed a reconstruction of the insurance design suitable for the company from a global perspective. *For more details, please refer to the related links or feel free to contact us.

• Other services and technologies

We would like to introduce a consulting case for manufacturing companies that have expanded overseas, with overseas sales accounting for more than 60% of total sales. Initially, the insurance company explained that "all global risks can be covered by Japanese-issued securities," and at the behest of the insurance company, we listed overseas local subsidiaries as additional insured parties within the Japanese securities. Therefore, we held a study session for the company's personnel to communicate the points of caution regarding insurance arrangements overseas and the procedures in the event of an accident, and we provided support for advancing insurance contracts with overseas local subsidiaries. [Case Summary] ■ Issues - Listing overseas local subsidiaries as additional insured parties within Japanese securities (this violates local insurance regulations, but the insurance company did not provide any explanation regarding this). ■ Solutions - Held a study session to convey the points of caution regarding insurance arrangements overseas and the procedures in the event of an accident. - Provided support for advancing insurance contracts with overseas local subsidiaries. *For more details, please refer to the related links or feel free to contact us.

• Other services and technologies

We would like to introduce a consulting case for a major wholesale company that has established a branch network throughout Japan. As a result of collecting and investigating all securities, it was found that the contract terms had a high possibility of not being able to secure sufficient insurance payouts in the event of a large-scale accident. Therefore, we explained that there are compensation methods with different insurance designs from the current situation. We provided support for changing the contract terms to ensure that it would become a suitable insurance contract for the business type, moving away from the traditional insurance contracts. 【Case Overview】 ■ Issues - The compensation for important stored inventory was based solely on traditional fire insurance, which had a high possibility of not securing sufficient insurance payouts in the event of a large-scale accident. ■ Solution - We supported the change of contract terms to ensure that it would become a suitable insurance contract for the business type, moving away from traditional insurance contracts. *For more details, please refer to the related links or feel free to contact us.

• Other services and technologies

We would like to introduce a consulting case for a publicly listed manufacturer that has been dealing with a single insurance company for many years. Upon examining the applicable standard insurance policy and special provisions, it was found that the initial settings had not been reviewed, resulting in coverage that was not effective as a risk mitigation strategy for the company. In response, we held study sessions on industry-specific risks, relevant laws and regulations, and general insurance types. We supported changes to the contract conditions to ensure that the insurance policy could serve as an effective risk mitigation strategy, allowing the company to secure the necessary insurance payouts. [Case Overview] ■ Issues - Upon examining the applicable standard insurance policy and special provisions, it was found that the coverage was not effective as a risk mitigation strategy for the company. ■ Solutions - We supported changes to the contract conditions to ensure that the insurance policy could serve as an effective risk mitigation strategy, allowing the company to secure the necessary insurance payouts. *For more details, please refer to the related links or feel free to contact us.

• Other services and technologies

Arms Consulting supports all operations related to risk checks of current contracts so that our clients can focus their valuable resources on their core business. From business risk assessments to understanding all insurance contracts, listing any excess or deficiencies, and proposing appropriate insurance contracts, we offer a one-stop solution. Because we are not an insurance agency, we can deliver suitable insurance contracts for our clients from a neutral standpoint. 【Features】 ■ One-stop service from business risk assessments to understanding all insurance contracts, listing any excess or deficiencies, and proposing appropriate insurance contracts. ■ Delivering suitable insurance contracts for our clients from a neutral standpoint. *For more details, please refer to the related links or feel free to contact us.

• Other services and technologies

Our company provides risk consulting for new businesses in various fields. In building risk cover measures, including property insurance, it is necessary for legal experts and property insurance specialists to work together. Starting from property insurance, we will advise you on potential risks and their coverage methods, so please feel free to consult with us first. 【Features】 ■Advice on potential risks and their coverage methods *For more details, please refer to the related links or feel free to contact us.

• Other services and technologies

Our company provides translation and analysis services for overseas securities and policy documents, carried out by professionals who are proficient in English and Chinese and specialize in insurance contracts. Our staff, capable of translating and analyzing overseas policy documents and securities, conducts thorough analyses of overseas securities. For the preliminary stage of a comprehensive review and inspection of property and casualty insurance, trust Arms Consulting with the analysis of overseas securities. 【Features】 ■ Translation and analysis services for overseas securities and policy documents provided by professionals proficient in English and Chinese and specializing in insurance contracts. *For more details, please refer to the related links or feel free to contact us.

• Other services and technologies

Our company provides "property and casualty insurance consulting" by identifying and analyzing the overall risks of your business from your property and casualty insurance policy, and offering suitable insurance contracts to strongly support your business. In addition to optimizing property and casualty insurance contracts, we also offer risk consulting for new business ventures, so please feel free to consult with us. 【Business Activities】 ■ Corporate Risk Consulting ■ Financial and Insurance Consulting ■ International Business Consulting *For more details, please refer to the related links or feel free to contact us.

• Consulting companies

When starting, take 5 seconds to reach a speed of 20 kilometers per hour. Just this alone can change CO2 emissions and vehicle maintenance costs. By simply changing the habit of accelerator operation, gasoline consumption can be reduced by about 11% compared to normal driving. Regardless of the driver's age, gender, or driving experience, anyone can definitely develop safe driving habits. 【Ideal accelerator operation that can be evaluated based on scoring elements】 ■Are you taking enough time to start? ■At the start, are you able to accelerate gently without being too fast or too slow? ■At the end of the start, have you almost finished accelerating? *For more details, please refer to the PDF document or feel free to contact us.

• others

The "Accelerator Trainer" is an accident reduction training app that enables everyone, regardless of age, gender, or driving history, to develop safe driving habits. By encouraging drivers to make "pressing the accelerator slowly" a habit, we aim to reduce accidents. 【Features】 ■ Scoring the way the accelerator is pressed during starting and accelerating ■ Graphical display of scores over the past 7 days and 30 days ■ Ability to determine whether scores are showing an improvement trend ■ Acquire driving skills that prevent accidents in a short period *For more details, please download the PDF or contact us.

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